First Schedule (Section 2)
Instructions for obtaining the appropriate factor
I.Read from the Table below the factors for the age of the officer—(a)at his last birthday, andII.Divide the difference between I(a) and I(b) by twelve and multiply by the number of completed months of age since the last birthday.III.Subtract II from I(a). The result is the factor required.In calculating a factor by interpolation, the calculation shall be taken to three places of decimals and, where—(a)the three numbers are 010, they shall be ignored;(b)the first two numbers are followed by the number 2, 3 or 4, the third number shall be ignored; and(c)the first two numbers are followed by the number 5, 6, 7, 8, or 9, the second number shall be changed to the next higher number.Table
Age of officer | Factor | Age of officer | Factor |
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25 | 17.08 | 40 | 15.07 |
26 | 16.97 | 41 | 14.90 |
27 | 16.86 | 42 | 14.73 |
28 | 16.74 | 43 | 14.55 |
29 | 16.62 | 44 | 14.36 |
30 | 16.50 | 45 | 14.17 |
31 | 16.38 | 46 | 13.97 |
32 | 16.25 | 47 | 13.76 |
33 | 16.12 | 48 | 13.54 |
34 | 15.98 | 49 | 13.32 |
35 | 15.84 | 50 | 13.08 |
36 | 15.70 | 51 | 12.84 |
37 | 15.55 | 52 | 12.59 |
38 | 15.40 | 53 | 12.50 |
39 | 15.24 | 54 | 12.50 |
Second Schedule
Scheme of retirement benefits for pensionable non-designated expatriate officers
Establishment Circular No. 13 of 1968
In accordance with the undertaking given in the Chief Secretary’s Circular Memorandum No. 31 of 20th May, 1964, and by agreement between the United Kingdom Government and the Government of Swaziland, a Scheme of retirement benefits for pensionable non-designated expatriate officers has been prepared and will be introduced with effect from the 1st April, 1968. A copy of the Scheme is attached to this Circular.2.This Circular constitutes authority for the provisions of the attached scheme to be put into force administratively with effect from the 1st April, 1968, which is the operative date for the Scheme. The Scheme will be given legal effect by legislation in due course.3.The Scheme provides that entitled officers have certain options open to them. These are—(a)to continue to serve on pensionable terms for an indefinite period in which case they may give the prescribed notice of intention to retire at any time. Entitled officers who continue to serve on pensionable terms for a further minimum period of twenty-four months’ residential service become eligible for an additional pension provided for in paragraph 7 of the Scheme;(b)to give notice that they wish to continue to serve but on contract terms (see paragraph 9 of the Scheme);(c)to give six months’ notice of their intention to retire under the Scheme (see paragraph 4 of the Scheme).4.It will be noted that the Scheme provides for an entitled officer to be granted an additional pension (see paragraph 7 of the Scheme)—(a)when he voluntarily retires, having completed not less than two years’ residential service after the operative date, inclusive of the period of notice but exclusive of any vacation leave due to him;(b)if, after the operative date, he is required to retire to facilitate the localisation of the service;(c)when he retires voluntarily at any time, having been informed by the Public Service Commission that he has been superseded for promotion.5.With effect from the date of this Establishment Circular it will be open to any officer to give notice of his intention to retire under the Scheme. No period of notice may, however, begin to run until the operative date. Any officer who wishes to take this course should give notice of his intention to retire by completing the Form SD Comp. 9 which is attached as Appendix ‘B’ to this Circular, in triplicate and forwarding it through his Head of Department to the Permanent Secretary of the Ministry in which he is serving. On receipt of the Form the Permanent Secretary should complete Form SD Comp. 10, attached as Appendix ‘C’ to this Circular, in triplicate and forward all three copies of both Form SD Comp. 9 and SD Comp. 10 to theChief Establishment Officer,Box 170,Mbabane.Supplies of Forms SD Comp. 9 and SD Comp. 10 are being distributed to Ministries and Departments for distribution to officers as required.6.The Scheme provides that an officer must normally give six months’ residential service notice of his intention to retire but a shorter period of notice may be accepted by the Government. No guarantee, however, can be given that a shorter period of notice will be accepted except in the circumstances mentioned in paragraph 10(a)(i)(2) of the Scheme. Subject to the provisions of paragraph 10(a)(i)(2) and (4), notice of intention to retire will, if given within one month of the operative date, be deemed to run from the operative date; thereafter a period of notice will run from the date on which the officer notifies his intention to retire.7.Officers are reminded that should they wish to remove a motor vehicle from Swaziland on which there remains an outstanding advance, permission must first be obtained from the Accountant-General, P.O. Box 38, Mbabane. In accordance with the agreements entered into when personal advances are issued, officers are required to make arrangements to repay all advances before the expiration of their leave prior to retirement and officers who give notice of retirement should make arrangements accordingly. There may be other liabilities outstanding at the time of an officer’s departure from Swaziland, e.g. in respect of Income Tax, fees for miscellaneous services, etc. Officers will be required to settle these liabilities before they leave or where this is impracticable to leave an authority for such outstanding amounts to be recovered from any payments subsequently due to them. This matter is under consideration by the Ministry of Finance and the Accountant-General will communicate direct with officers soon after they give notice of retirement. It must be stressed, however, that Government cannot accept responsibility for discharge of private debts.8.Where an application is made under paragraph 3(b) above the Government’s decision upon it will be given as soon as possible after consultation with the Public Service Commission. While a decision will be made at the earliest possible date, contracts will not be expressed as commencing on a date less than three months after the operative date of the Scheme.9.An officer acting in a higher post, and required whilst so acting to retire, will be confirmed in that post so that his emoluments will be the pensionable emoluments on which his benefits under the Scheme will be calculated, provided he has so acted for a continuous period of not less than six months to the satisfaction of the Government.10.The attention of entitled officers is drawn to paragraph 4 of Form SD Comp. 9 which refers to contributions to the Swaziland Widows’ and Orphans’ Pensions Fund or another Widows’ and Orphans’ Fund or Scheme to which entitled officers contribute. In making their options in relation to the Fund or Scheme in question, officers should bear in mind that if they elect to contribute at the rate applicable to their pensions then the benefits to their dependants under the Fund or Scheme in question will be reduced and should they elect to stop contribution on the date of retirement such benefits will be still further reduced.11.The attention of entitled officers is drawn to the provisions of the Pensions Bill, 1968 which has been presented to Parliament. If and when the Bill becomes law all references in the Scheme to the Pensions Proclamation (Cap. 57) should be construed as if they were made to the Pensions Act, 1968, and the necessary changes will be reflected in the amending legislation referred to in paragraph 2 of this Circular. Officers should note, however, the protection afforded them by section 117 of the Schedule to the Swaziland Constitution Order 1967 (Legal Notice No. 10 of 1967).12.Permanent Secretaries and Heads of Departments are requested to ensure that a copy of this Circular is sent to each individual entitled officer as soon as possible. Individual officers who wish to make enquiries regarding their position under the Retirement Benefit Scheme should address those enquiries to the Chief Establishment Officer, P.O. Box 170, Mbabane, Direct. An explanatory pamphlet is being prepared and copies will be sent as soon as possible to Ministries and Departments for distribution to all individual officers affected by the Scheme.E. BROADBENTChief Establishment Officer.Distribution:All Permanent Secretaries and Heads of DepartmentsSwaziland
General Scheme of retirement benefits for pensionable officers who are not designated officers under the overseas service aid scheme or local officers
1.Date of introduction of the Scheme(a)The Scheme shall come into operation on the date (which shall be the “operative date” of the Scheme) on which the Public Service Commission ceases to be advisory and becomes executive.(b)Effect will initially be given to the Scheme by administrative circular but it will, as soon as possible, be given effect by legislation.2.Entitlement under the Scheme(a)Permanent and pensionable officers who are not designated officers under the Overseas Service (Swaziland) Agreement, 1962, who—(i)having become citizens of Swaziland by operation of law on the prescribed date (as defined in section 132 of the Constitution of the Kingdom of Swaziland) are immediately after that day also citizens of some other country and renounce or are deprived by law of the Swaziland citizenship within two years after Independence Day; or(ii)do not in any other circumstances become citizens of Swaziland; and who were (a) selected for appointment or (b) admitted to the pensionable establishment -governed by the Swaziland Pensions Proclamation (Cap. 57), or (c) transferred to the service of the Swaziland Government from another scheduled Government before the operative date, shall be entitled officers and are referred to hereinafter as “entitled officers” for the purpose of this scheme.(b)If the post of an officer serving on probation or probationary agreement (who is otherwise an entitled officer within the meaning of sub-paragraph (a) above) is required in the interests of localisation or if such an officer is superseded for promotion in accordance with paragraph 6 below, that officer will on being required or being given permission to retire, be confirmed in his appointment forthwith, and shall then be entitled to the appropriate benefits provided in this Scheme.3.Eligibility for pension(a)Any entitled officer who—(i)elects to retire from pensionable service under this Scheme; or(ii)retires from the service on medical grounds; or(ii)is required to retire from the service either to facilitate the localisation or the reorganisation of the Public Service, or on the grounds of public interest, or because of the abolition of his office, or under section 7 of the Pensions Proclamation (Cap. 57);will be eligible to receive such a pension from the Government of Swaziland as he has earned by his pensionable service with that Government, irrespective of whether his length of service is less than ten years, and of whether he has attained the minimum retiring age at the date of his retirement.(b)Where an entitled officer has other scheduled service his eligibility for pension in respect of that other service will depend on the pensions law relating to it. An entitled officer who retires before he has completed ten years’ total pensionable service (including qualifying service which is not in itself reckonable for the computation of pension) would normally be eligible only for a gratuity in respect of that part of his scheduled pensionable service which was not served in Swaziland, provided that under reciprocal arrangements made by the Lesotho, Botswana and Swaziland Governments an officer who retires under this Scheme with less than ten years’ total pensionable service which includes other scheduled pensionable service in Lesotho and Botswana, will receive pension in respect of his pensionable service under those Governments, notwithstanding that his length of pensionable service is less than ten years.(c)The pension of any entitled officer who is required to retire under this Scheme (either to facilitate the localisation of the Public Service, or the reorganisation of the Public Service, or because of the abolition of his office, or under section 7 of the Pensions Proclamation (Cap. 57)) will be calculated on the basis of the pensionable emoluments which he is drawing at the date on which his leave prior to retirement expires and the “averaging” provisions of the Pensions Proclamation (Cap. 57) will not apply to him.4.Voluntary retirement after the operative dateAn entitled officer shall be entitled to retire, with his pension earned to date, at any time after the operative date on giving notice as prescribed in paragraph 10.5.Compulsory retirement to facilitate the localisation of the Public Service(a)The Government may inform the Service Commissions that as a general policy entitled officers should be required to retire in sufficient numbers whenever suitably qualified local candidates are available for appointment or promotion and sufficient vacancies are not available to accommodate them; or, alternatively, it may inform the Service Commissions of the application of this policy to particular cadres from time to time. It will be for the Service Commission concerned to determine whether suitably qualified local candidates are available who cannot be accommodated in existing vacancies and, if so, to select the individual entitled officers who should be required to retire.(b)It will be for the appropriate Service Commission to determine, in the light of the public interest, what period of notice should be given to an entitled officer who is required to retire in these circumstances provided that—(i)unless the officer is on vacation leave the period of notice shall be not less than six months’ resident service or such shorter period as may be mutually agreed between the officer and the Government; or(ii)if an entitled officer is required to retire while absent from Swaziland on vacation leave, he shall be granted passages at Government expense to and from Swaziland for himself, but not for his family, to enable him to settle up his affairs, and full baggage facilities to which he would have been entitled had he retired in normal circumstances, to enable him to transport his effects from Swaziland. He will also be eligible for subsistence allowance at the rates then current during his stay in Swaziland for a period of up to twenty-one days.(c)An entitled officer who is required to retire in these circumstances shall be entitled to the following benefits—(i)his pension earned to date together with an additional allowance calculated according to the provisions of paragraph 7;(ii)if he has less than six months’ earned leave (including any deferred leave) standing to his credit when he leaves Swaziland he will be granted additional leave to bring his period of leave up to a total of six months;(iii)his pension will be calculated on the basis of the pensionable emoluments which he is drawing at the date on which his leave prior to retirement expires and the “averaging” provisions of the Pensions Proclamation (Cap. 57) will not apply to him;(iv)if he is not on vacation leave he will be given full retirement passage and baggage facilities as if he had completed a minimum tour.6.The supersession of entitled officers for promotion(a)The Government may inform the appropriate Service Commission that entitled officers should be superseded for promotion to a normal vacancy (i.e. not one created in pursuance of localisation or by the voluntary retirement of an entitled officer before the age of forty-five years) by local officers qualified for promotion, either as a general policy or from time to time in relation to particular departments or cadres.(b)An entitled officer shall be informed by the appropriate Service Commission that he has been superseded for promotion in these circumstances and may, if he wishes, elect to retire forthwith or at any time thereafter with the benefits prescribed in paragraph 5; but if he elects to retire more than six months after he has been notified of his supersession, he must give notice in accordance with paragraph 10.7.Method of calculation of the additional allowanceIn addition to the earned pension award an entitled officer who retires under paragraph 4 of this Scheme, having completed not less than two years resident service (inclusive of the period of notice but exclusive of any vacation leave due to him) after the operative date or who is required to retire under paragraph 5 of this Scheme or an officer who retires under paragraph (6) will be entitled to receive an additional allowance calculated at the rate of 1/2160th of his unaveraged annual pensionable emoluments as defined in the Swaziland Pensions Proclamation (Cap. 57) at the date of his retirement for each complete month of his pensionable service; provided that the additional allowance which then added to the officer’s earned pension shall not exceed either the pension for which he would have been eligible under the Swaziland Pensions Proclamation (Cap. 57) if he had continued to hold the office held by him at the date of his retirement until he had reached the age of 55 and had then retired having been granted all increments of salary for which he would have been eligible by that date, or two-thirds of the highest pensionable emoluments enjoyed by him during his public service, whichever is the lesser.8.PromotionEvery entitled officer who is offered promotion with effect from a date after the operative date will be required, as a condition of the offer of promotion, to undertake to serve the Government of Swaziland for a period of not less than twenty-four months’ resident service beginning from the effective date of promotion. The “averaging” provisions of the Pensions Proclamation (Cap. 57) will not apply to an officer who completes twenty-four months’ resident service in accordance with this undertaking or who retires in the circumstances described in paragraph 5 and 6 above. An officer who breaks his undertaking without the agreement of the Government will be subject to the “averaging” provisions of the Pensions Proclamation (Cap. 57).9.Contract appointments(i)An entitled officer who retires under this Scheme may, with the approval of the appropriate Service Commission, be re-engaged on contract terms.(ii)The contract will commence with effect from the first day of the month following the officer’s acceptance of the offer of contract employment. The day immediately preceding the effective date for the commencement of the contract will be regarded as the last day of the officer’s pensionable service for the purpose of computation of his pension and gratuity. The pension and gratuity entitlement will not be affected by subsequent service on contract.(iii)Any leave due to the officer on the day on which his contract service starts will not be regarded as pensionable service. It will be carried forward to the end of his contract when it will attract leave pay and gratuity as though it had been earned by contract service, and during the period of the contract the officer will draw in addition to his salary (without abatement) the pension which he has earned in respect of his pensionable service up to the date of his retirement.10.The giving of notice by entitled officers who elect to retire(a)Giving of notice while in Swaziland:An entitled officer may, at any time after the operative date, give notice of his intention to retire from the Public Service. An officer will normally be required to give six months’ resident service notice of retirement provided that—(i)No period of notice can start before the operative date.(ii)An entitled officer who wishes to proceed on leave prior to retirement at the date of independence may do so if he gives notice before the expiration of one month after the operative date.(iii)A shorter period of notice than six months may be accepted by mutual agreement between the officer and the Government.(iv)The Government will not insist on the full period of six months’ notice if approval has already been given for the officer to proceed on overseas leave or on vacation leave of not less than three months’ duration within six months of the date on which he gives notice of his intention to retire.(v)If the officer gives notice of his intention to retire within three months of resumption of duty after overseas leave his period of notice will start on the day following the expiration of the three months’ period.(b)Giving notice while on vacation leave:(i)An entitled officer who is absent from Swaziland on vacation leave may, at any time after the operative date, give notice of his intention to retire from the Service provided that no period of notice can start before the operative date.(ii)In the case of an officer who is entitled to overseas leave at the end of each tour and who gives notice whilst absent on such leave, the Government may require him to return to Swaziland after the expiration of the leave granted to him to complete a period of six months’ resident service to work out his notice; in such event the Government will pay the full costs of passage for the officer and his family to and from Swaziland and will give the officer full retirement passage and baggage concessions on his final journey from Swaziland as if he was returning for and completing a minimum tour of service. The Government will only avail itself of its right to require an officer to return to Swaziland in these circumstances if this is essential in the public interest. Provided that: if it is agreed that such officer need not return to Swaziland to work out a period of notice, he will forthwith be granted any balance of leave (including any deferred leave) earned up to the day on which he proceeded on vacation leave; he will be allowed the retirement concessions prescribed in General Orders to enable him to transport his effects from Swaziland and his service will be deemed to finish on the expiration of the leave due to him. If such officer himself expresses a wish to return to Swaziland to settle up his affairs he will be permitted to do so, but the cost of his and his family’s passages and baggage allowances will only be paid by the Government if he completes on his return a final tour of not less than twelve months.An entitled officer may request permission to withdraw his notice of retirement but it will be for the Government to decide whether or not he should be permitted to do so.11.Commutation of pension and additional allowance(i)Entitled officers retiring under this Scheme shall be entitled to commute up to one-quarter of their earned Swaziland pension in accordance with the special table of Commutation Factors which is set out in Appendix A. In addition where entitled officers are entitled to elect to commute part of their pensions earned by service under another Government or Administration which schedules Swaziland in its pension law, the Swaziland Government will pay an amount equal to the difference, if any, between the gratuities which would have been payable if the Commutation Factors in Appendix A had applied and the gratuities actually payable by reference to the commutation factor provided for in the pensions law of the other Government or Administration.(ii)An entitled officer who remains in the Service on pensionable terms and completes not less than two years’ resident service (inclusive of the period of notice but exclusive of any vacation leave due to him) after the operative date shall be entitled, on retirement, to commute a further one-sixteenth of his pension earned in respect of his service in Swaziland for each completed year of service after the operative date, in accordance with the special table of Commutation Factors set out in Appendix A; provided that deferred leave accumulated before the operative date shall not count as service in respect of which the officer may commute an extra one-sixteenth of his pension.(iii)Entitled officers retiring under this Scheme shall be entitled to commute the full amount of any additional allowance payable under paragraphs 5, 6 or 7 above in accordance with the special table of Commutation Factors in Appendix A.12.Death of an entitled officer(i)The dependents or the legal personal representatives of an entitled officer will receive the appropriate death gratuity under section 15 of the Pensions Proclamation (Cap. 57) provided that—(a)in computing the death gratuity no account shall be taken of any additional allowance payable under the Scheme, and(b)in calculating the commuted pension gratuity for the purposes of the death gratuity payable under section 15 of the Pensions Proclamation (Cap. 57) reference shall be made to the special table of Commutation Factors in Appendix A to this Scheme and to the additional commutation of pension provided for in paragraph 11(ii) above.(ii)Where an entitled officer, who has been given permission to retire, or has been given notice of compulsory retirement or has remained in Service for a period of not less than two years from the operative date in accordance with paragraph 7 in circumstances entitling him to an additional allowance on retirement under this Scheme, dies while still serving or on leave prior to retirement his dependants or legal personal representatives will receive the additional allowance which would have been paid to the officer had he so retired at the date of his death and had elected to commute the additional allowance.13.Employment during retirement leaveAn entitled officer who wishes to take up any paid employment while on leave pending retirement may accept such employment without obtaining the prior sanction of the Government, saving that this sanction must be obtained if the employment is in Swaziland or is as a director of any company, the principal part of whose business is in any way directly concerned with Swaziland.14.Proceedings which may affect the pension of an entitled officer serving after the operative date(i)If any decision of a Service Commission has the effect of with-holding, suspending, reducing or otherwise altering to his detriment any pension or other retiring benefit due to or in respect of an entitled officer, he or his legal personal representatives as the case may be, shall have the right to appeal against the decision to an Appeals Board whose decision shall be final. The Appeals Board will be composed of one member selected by the Prime Minister, one member selected by an association representing public officers or a professional body, nominated by the entitled officer concerned, and one selected by the other members jointly to be Chairman of the Board, or, in the event of their disagreement, by the Chief Justice.(ii)If an entitled officer who has retired from the pensionable service and has been engaged on contract terms, terminates his contract or has his contract terminated for any reason, this will not affect the payment of his pension or other retiring benefit due to him.15.GeneralAny payments payable under this Scheme to an officer or to his legal personal representative or dependants shall be paid when due in accordance with any request made from time to time by such officer, his legal personal representative or his dependants, as the case may be, in any of the following countries:(a)in the United Kingdom;(c)in the country from which the officer was recruited or where he intends to reside;(d)in the case of payment to the legal personal representative of an officer or his dependants, in the country in which the personal representative or the dependants, as the case may be, reside; or(e)in such other country as the officer or his personal representative or dependants may, with the concurrence of the Swaziland Government, select. Payment shall be made in the currency of the country in which payment is to be made; and, where payment is to be made in a country other than Swaziland, the amount of the payment shall be such as would produce, at the official rate of exchange prevailing at the date of payment, the amount of sterling of the payment as calculated at the official rate of exchange prevailing on the operative date of the Scheme.Appendix A (Paragraph 11)
Commutation of pension under compensation arrangements
Table showing the lump sum to be paid for the commutation of each R1 p.a. of pension.Age of officer | Factor | Age of officer | Factor |
---|
25 | 17.08 | 40 | 15.07 |
26 | 16.97 | 41 | 14.90 |
27 | 16.86 | 42 | 14.73 |
28 | 16.74 | 43 | 14.55 |
29 | 16.62 | 44 | 14.36 |
30 | 16.50 | 45 | 14.17 |
31 | 16.38 | 46 | 13.97 |
32 | 16.25 | 47 | 13.76 |
33 | 16.12 | 48 | 13.54 |
34 | 15.98 | 49 | 13.32 |
35 | 15.84 | 50 | 13.08 |
36 | 15.70 | 51 | 12.84 |
37 | 15.55 | 52 | 12.59 |
38 | 15.40 | 53 | 12.50 |
39 | 15.24 | 54 or over | 12.50 |
Instructions for obtaining the appropriate factor for commutation
IRead from the table the factor for the officer’s age—IIDivide the difference between I(a) and I(b) by twelve and multiply by the number of completed months of age since the last birthday.IIISubtract II from I(a). The result is the factor required.In calculating factors by interpolation in respect of this table the calculations should be rounded off by two decimal points and where this results in a difference of point nought one in either direction such difference should be ignored.Appendix C (Form SD Comp. 10)
This form to be submitted in triplicate—Delete as applicable.To the Chief Establishment Officer,Box 170,Mbabane.FromRetirement notification
Scheme of retirement benefits for pensionable non-designated officers
Name of OfficerMinistry/Department1.The officer whose notification is attached (on Form SD Comp. 9)—(a)has given six months’ residential service notice of retirement. His notification is submitted for your action; or(b)has given less than six months’ residential service notice of retirement.I recommend the application. (If (b) is applicable state full reasons).I do NOT recommend the application for the following reasons—2.(a)On completion of period of notice the amount of vacation leave due is days(b)Leave due as at 1st 196 is days (applicable only when applying to transfer to contract terms).A copy of leave record is attached3.I have submitted my recommendation to the Public Service Commission regarding—(a)a replacement. The reference of my Savingram to the Public Service Commission is of (date)(b)the application of transfer to contract terms. The reference of my Savingram to the Public Service Commission is ____of (date)For completion by the Chief Establishment Officer.To(1) | Accountant-General, Ministry of Finance (duplicate copy) |
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(2) | Permanent Secretary, (triplicate copy) |
The recommendation set out above has been accepted and is submitted for your action.Date __________________ Signed __________________for Chief Establishment Officer __________________Appendix B (Form SD Comp. 9)
To be submitted in triplicate by the officer—Delete as applicable.Retirement notification
Scheme of retirement benefits for pensionable non-designated expatriate officers
To Permanent Secretary(through Director of __________________)Sir,I have the honour to give notification of retirement in terms of the Scheme of retirement for pensionable non-designated expatriate officers.2.I hereby give ______ months’ notice to take effect from (if less than six months’ notice given, state reasons)3.I wish to apply for retirement passage to (Sate destination in Southern Africa)4.I intend, in respect of contributions to the Swaziland Widows’ and Orphans’ Pensions Law No. 35 of 1966—(i)to continue to contribute at the rate at which I am contributing at the date of my retirement; or(ii)to notify the Crown Agents for Overseas Governments and Administrations, 4, Millbank, S.W.1 (copy to Accountant-General) to elect to continue to contribute but at the rate applicable to the pension awarded to me; or(iii)to notify the Crown Agents for Overseas Governments and Administrations, 4, Millbank, S.W.l (copy to Accountant-General) to elect to cease to contribute.5.(a)I wish to commute of my total pension (the maximum amount which can be commuted under this sub-paragraph is one-quarter of pension).(b)I wish to commute a further one-sixteenth of pension earned for each completed year of service after the operative date (this is applicable only to entitled officers who continue to serve on pensionable terms for a further minimum period of twenty-four months’ residential service from the operative date exclusive of any vacation leave due).(c)I do not wish to commute any portion of my pension (these options may be charged up to and including the day prior to going on retirement).(d)I wish my pension and gratuity to be paid(i)direct to me at (state full address)or(ii)through the Crown Agents for Overseas Governments and Administrations, 4, Millbank, London, S.W.1 to me at (state full address)6.I have/have not made application to be re-engaged on contract terms