Labour law-application proceedings-deduction of personal loan from Gratuity-points in limine raised by Respondent of dispute of facts-point in limine raised by Applicant on Respondent counter claim of dirty hands- interpretation of the of section 56(1)(d) &(e) of The Employment Act, 1980 - interpretation of provisions of section 32 (2)(a) & (b) of the Retirement Fund Act,2005.